The average Entry Actuary salary in Newark, New Jersey is $82,990 as of July 28, 2021, but the salary range typically falls between $73,390 and $91,590. Governor Evers' Rx Drug Task Force is working to address excessive prices, increase transparency, and strengthen consumer protections. Address. Stay Connected . CA, United States. On Target Staffing's NAICS code is: 541612 - Human Resources Consulting Services 541612 - Human Resources Consulting Services. According to the NCCI, Workers' Comp System 'Stronger Than ... Peopletech Connections's NAICS code is: 541612 - Human Resources Consulting Services 541612 - Human Resources Consulting Services. Dr. Jack Nordhaus - News of the Day: Posts tagged with ... This U.S. industry comprises establishments primarily engaged in providing advice and assistance to businesses and other organizations in one or more of the following areas: (1) human resource and personnel policies, practices, and procedures; (2) employee benefits . 3 NCCI Holdings Actuarial jobs. Accident & Health Assistant Actuary - PR12003. Actuarial News - News, Actuary Wiki, SOA & CAS exam study ... Job Description: Aon Is Looking For Actuarial Analysts - Morristown, NJ and or New York As part of an industry-leading team, you will help empower results for our clients by de… 1 month ago Actuarial News - News, Actuary Wiki, SOA & CAS exam study materials and more Actuarial News Blog with SOA & CAS Exam study materials, actuary jobs, exam p, exam fm, exam m, exam c, exam 5, exam 6, exam 7, exam 8, exam ea, insurance, risk modeling, risk analyst, actuarl, actuaril, acuarial, actuaral, actuary GEICO Careers and Staff Recruitment | Job Vacancy Opening & Employment Opportunities 2021: Talented, self-motivated, well-spoken, and dedicated attitudes regularly benefit job seekers are looking to join GEICO.The insurance company regularly hires new employees to work in selling insurance policies, call centers, and handling claims from nearly 13 million customers in the United States. Insurance careers at Zurich | Zurich North America www.acad.jobs - Academic Jobs worldwide Easy Apply. This U.S. industry comprises establishments primarily engaged in providing advice and assistance to businesses and other organizations in one or more of the following areas: (1) human resource and personnel policies, practices, and procedures; (2) employee . The Ohio Bureau of Workers' Compensation (OBWC or BWC) provides medical and compensation benefits for work-related injuries, diseases and deaths. National Council on Compensation Insurance, Inc. ; Boca Raton, Florida, United States Perform and manage a variety of advanced research projects; sometimes simultaneously. Actuarial Employer Directory | Jobs | Actuary.com East News Archives - Insurance Journal BBB Rating & Accreditation. The highest paying Dept Manager jobs have a salary over $120,000 per year while the lowest paying Dept Manager jobs pay $42,000 per year Sr Actuary - New England Markets. 459 Dept Manager Jobs in October, 2021 (Hiring Now!) - Zippia This position supports the Benefits team by participating in all aspects of the U.S. health and welfare benefit plans and programs including collecting and maintaining financial data and preparing and reviewing data analytics to assist in the management of the programs. Reinsurance Modeling jobs in the USA | Careerjet Sign-In/Register; How Our Platform Works. This U.S. industry comprises establishments primarily engaged in providing advice and assistance to businesses and other organizations in one or more of the following areas: (1) human resource and personnel policies, practices, and procedures; (2) employee benefits . Sign up to receive agency news, announcements, regulations, and more. See salaries, compare reviews, easily apply, and get hired. There are over 93 fcas actuary careers waiting for you to apply! FL, United States. 3.0. PROFESSIONAL ETHICS AND THE ACTUARY SholomFeldblum ff Professional Ethics and the Actuary Biography Sholom Feldblum is an Associate Actuary with the Liberty Mutual Insurance Company in Boston, Massachusetts. NCCI's analysis projected a best case scenario, in which loss costs would increase $2 billion, and a worst case scenario, in which they would increase $81.5 billion, or . March « 2021 - Workers Comp Insider WCRIBMA - Home Search Actuarial Jobs, Careers, Employment | Actuary.com Skadden is looking for a Health & Welfare Benefits Financial Analyst. This position supports the Benefits team by participating in all aspects of the U.S. health and welfare benefit plans and programs including collecting and maintaining financial data and preparing and reviewing data analytics to assist in the management of the programs. On Target Staffing In Corona, NY Bureau of Workers' Compensation - Ohio best info.bwc.ohio.gov. Paid Time Off Program (20 days per calendar year) 401(k) with 100 % company match, up to the first 6% of employee contribution, and an additional company supplemental match of an additional 4%. Accident & Health Assistant Actuary opening in Texas, Florida, or California. Overview; Storefront Plans & Pricing; Advertising & Email Marketing Services However, balancing out those many decreases will be some significant increases, often among the largest insureds, he said before the Casualty . ISO serves insurers, reinsurers, agents and brokers, insurance regulators, risk managers, and other participants in the property/casualty insurance marketplace.…. Create business/strategic plan, marketing approach, and staffing needs for P&C insurance company clients; perform pricing, segmentation enhancements, and claim trend reviews for Personal and Small Commercial (eg, Workers Compensation, BOP, and Farm) lines of business. Jersey City, NJ. Indeed ranks Job Ads based on a combination of employer bids and relevance, such as your search terms and other activity on Indeed. Pricing Actuary in Hamilton, for Arch Reinsurance Ltd. NCCI Holdings Actuarial Jobs | Glassdoor Workers Compensation Psychological Network - workcomppsych.net The National Council on Compensation Insurance (NCCI) has issued its "state of the line" report for workers comp: 2010 was a tough year and the outlook for 2011 carries a severe weather warning. contracted with the National Council on Compensation Insurance (NCCI) in 2008 to collect detailed New York medical transactional data. Actuary Salary in New Jersey | Mint 100 years later and just under 400 employees, we celebrate additional offices in New Jersey, Connecticut, Massachusetts, and Maryland. Since 1971, Verisk has been a leading source of information about property/casualty insurance risk. New Jersey Approves 2.9% Increase in Workers' Comp Rates, Rating Values Settlement Reached in Accidental Wild West Show Shooting in New Jersey N.Y. Sen. Schumer: Federal Government Should Cover . Get actuarial company information, view their jobs and apply. Marie Keelin Training's NAICS code is: 541612 - Human Resources Consulting Services 541612 - Human Resources Consulting Services. Exclusive Retained Search for Remote Lead P&C Actuary. Arch Insurance also enjoys high scores from independent rating agencies. 30d+. Affordable Benefit Solutions In Middletown, NJ The key indicator for insurance health is the combined ratio: add up the accumulated losses and the expenses, subtract investment income and hope . Perform pricing, product development, rate filing, reserving, and feasibility studies for a wide variety of A&H products, including Supplemental Health, Disability, Medical Gap Coverage, Hospital Indemnity, Accident, Critical Illness, etc. Insurance Services Office (ISO) - Verisk Location. Rx Drug Affordability . Description. PDF 2011 New York Compensation Insurance Rating Board $78K - $145K (Glassdoor est.) The position will include collaborating on a wide variety of projects and across actuarial functions where possible. Compass Group Inc In Montville, NJ North Dakota Experience Modification Rate Chief Actuary Salary in New Brunswick, New Jersey | Salary.com The U.S. workers' comp system saw net premiums decline 10% during 2020, while carriers recorded $260 million in COVID-19 claims and other key economic metrics are at or near historic highs . View company reviews & ratings. 200 Madison Ave. New York, NY Compass Group Inc's NAICS code is: 541612 - Human Resources Consulting Services 541612 - Human Resources Consulting Services. PDF © 2012 New York Compensation Insurance Rating Board Mathematics & Statistics Jobs United States (USA) | Math ... OCI Office of the Commissioner of Insurance Life/Health/Annuities Actuarial Assistant - PR11443. Based in the northeast, this position will report to the Director, Corporate Finance. Based on recent jobs postings on Zippia, the average salary in the U.S. for an Assistant Department Manager is $49,096 per year or $24 per hour. Affordable Benefit Solutions's NAICS code is: 541612 - Human Resources Consulting Services 541612 - Human Resources Consulting Services. 93 fcas actuary jobs available. On-premise Day Care center On-premise Fitness center On-premise . The average Entry Actuary salary in New Jersey is $80,590 as of September 27, 2021, but the salary range typically falls between $71,290 and $88,990. Tallahassee Florida Actuarial Jobs, Careers | Actuary.com It's quick and easy to apply online for any of the 36 623 featured Ncci jobs in New Jersey. Investment Actuary Salary in Newark, New Jersey | Salary.com Address. Actuary Jobs in New Jersey - Glassdoor New York North Carolina North Dakota Ohio Pennsylvania Texas. Click the button below to subscribe to press releases, bulletins, or title insurance information. Those costs suggest a lot of time away from work for New Jersey's head-injured workers. Create business/strategic plan, marketing approach, and staffing needs for P&C insurance company clients; perform pricing, segmentation enhancements, and claim trend reviews for Personal and Small Commercial (eg, Workers Compensation, BOP, and Farm) lines of business. Now Hiring 156 Fcas Actuary Jobs, Employment | Indeed.com Accounting and reporting for the non-insurance entities within the insurance group, feeding into the North America MD&A and public company parent's SEC filing. Based on 1 salaries posted anonymously by NCCI Holdings Actuary employees in Boca Raton. The following month, the National Council on Compensation Insurance (NCCI) issued a Research Brief titled, COVID-19 and Workers' Compensation: Modeling Potential Impacts. Borden Milk Products | Better Business Bureau® Profile. The TRIPRA 2019 Endorsement (WC 00 04 22 C) is mandatory for all policies effective on or after January 1, 2021. Entry Actuary Salary in New Jersey | Salary.com Years in Business . Find out about Actuary total compensation and salary range with Mint. NCCI Holdings salary trends based on salaries posted anonymously by NCCI Holdings employees. Apply for job# 15212 with D.W. Simpson. Job Responsibilities. The National Council on Compensation Insurance (NCCI) has issued its "state of the line" report for workers comp: 2010 was a tough year and the outlook for 2011 carries a severe weather warning. 15 days ago. Founded in 1912 and with assets under management of approximately $28 billion, it is the largest state-operated provider of workers' compensation insurance in the United States. Ohio Workers Compensation Rate Chart - Find The Business ... CVS Health. Displayed here are Job Ads that match your query. Ideal candidate has passed 1-3 SOA exams and has 1-3 years of . Average salaries for NCCI Holdings Associate Actuary: $136,671. The low-stress way to find your next fcas actuary job opportunity is on SimplyHired. NCCI Jobs, Careers, Employment | Actuary.com Fcas Actuary jobs. Indeed may be compensated by these employers, helping keep Indeed free for jobseekers. Board contracted with the national council on compensation insurance (ncci) in 2008 to collect detailed new york medical transactional data. Description. ncci Actuarial Jobs | Glassdoor Search Actuarial jobs with ncci. 406 Assistant Department Manager Jobs Near Me - zippia.com GEICO Careers | Jobs Opening & Employment Opportunities 2022 Consulting Actuary Salary in New Britain, Connecticut ... Of those, 50,676 claims have been closed. Sr. State Filing Analyst Job in New York, NY at Greater ... New York, NY November 12, 2009 Robert P. Hartwig, Ph.D., CPCU, President & Economist Insurance Information Institute 110 William Street New York, NY 10038 Tel: (212) 346-5520 Fax: (212) 732-1916 bobh@iii.org www.iii.org Top 10 Economic and Public Policy Initiatives for 2010: Impact & Implications for the P/C Insurance Industry Community Safety Consultants In Metuchen, NJ Exclusive Retained Search for Remote Lead P&C Actuary. Dr. Jack Nordhaus - News of the Day: Posts tagged with ... neuvoo™ 【 36 623 Ncci Job Opportunities in New Jersey 】We'll help you find New Jersey's best Ncci jobs and we include related job information like salaries & taxes. Individuals interested in applying for employment with Zurich in North America who need special assistance or accommodation to apply for a posted position should contact us on the following number: 866-873-0803. This U.S. industry comprises establishments primarily engaged in providing advice and assistance to businesses and other organizations in one or more of the following areas: (1) human resource and personnel policies, practices, and procedures; (2) employee . Insurer Urges Vulnerable Populations To Seek Flu Vaccination plus an additional retirement plan where NCCI contributes 2% of your total earnings into a cash balance account each year. Zurich in North America is committed to Equal Employment Opportunity and a barrier-free employment process. Ncci Jobs in New Jersey 【 Plus Job Salary Info The Pricing Actuary will assist in pricing both North American and International reinsurance business written by Arch Re's Bermuda office. Financial Strength. Community Safety Consultants's NAICS code is: 541612 - Human Resources Consulting Services 541612 - Human Resources Consulting Services. Exclusive Retained Search for Remote Lead P&C Actuary ... In 2010, the staff continued its work with the NCCI to implement the reporting process in New York, and internal programs have been written by the Rating Board's IT Department to receive For example, according to Figure 3, if the ultimate loss projection for a program's current retention of $100,000 per occurrence is $1 million then the estimated ultimate for that program at . Pension Actuary Salary in Union, New Jersey | Salary.com The salary range for a Consulting Actuary job is from $88,461 to $176,355 per year in New Britain, CT. Click on the filter to check out Consulting Actuary job salaries by hourly, weekly, biweekly, semimonthly, monthly, and yearly. Arch Insurance Company According to the New Jersey Workers' Compensation Rating & Inspection Bureau, over the most recent five-year period total incurred costs for head injuries were $113,000 per claim; per claim costs for concussions during the same period were $83,000. Borden Milk Products Austin Tx - Find The Business ... Sort by: relevance - date. This U.S. industry comprises establishments primarily engaged in providing advice and assistance to businesses and other organizations in one or more of the following areas: (1) human resource and personnel policies, practices, and procedures; (2) employee benefits . The average Pension Actuary salary in Union, New Jersey is $88,313 as of December 27, 2021, but the salary range typically falls between $79,903 and $106,601. Workers Comp Writers Saw Double-Digit ... - ProgramBusiness . (512) 385-2100. in 2011, the rating Board received the initial six months of experience from this call, and the staff proceeded to create a distribution of medical costs by various categories.-31- Description. The average total salary of Actuaries in New Jersey is $128,000/year. Search Actuarial Jobs, Careers, Employment | Actuary.com NCCI Holdings Associate Actuary Salaries | Glassdoor Posted by Tom Troceen at 02:43 AM. New Jersey, United States: AIG American General: New Jersey, United States: . Find 360 available Data Analyst jobs in New Jersey at Ladders. Jobs For Actuary | Now Hiring Increasing Retentions: The Hidden Premium Increase Austin, TX 78702-5100. https://www.bordendairy.com. The U.S. workers' comp system saw net premiums decline 10% during 2020, while carriers recorded $260 million in COVID-19 claims and other key economic metrics are at or near historic highs . Search jobs by actuarial employer as well as research companies. 2 days ago. Contact Information. 71 Strandtman Cv. A New York group is seeking actuarial students with reinsurance experience and 4 to 6 exams. 20 Best fcas actuary jobs (Hiring Now!) | SimplyHired Join Ladders to find the latest open jobs and get noticed by over 90,000 recruiters. Includes creating and posting journal entries, analyzing data and ensuring . The average Investment Actuary salary in Newark, New Jersey is $91,664 as of December 27, 2021, but the salary range typically falls between $83,209 and $101,494. Our company was founded in 1914 which began as group of business owners looking to protect landlords from liability claims. The New York Department of Financial Services says as of Jan. 13 Allstate made payments on 68,440 claims. He was graduated from Harvard University in 1978 and spent the next two years as a visiting fellow at the Hebrew University in Jerusalem. 459 Dept Manager jobs in October, 2021, increase transparency, and more Services 541612 - Human Consulting... Over 93 fcas Actuary jobs ( Hiring Now! 93-News-of-the-Day/information/ '' > Workers Comp Saw. Ncci actuarial jobs with NCCI at Ladders /a > fcas Actuary jobs Hiring. Lead P & amp ; C Actuary medical transactional data where possible years in Business transactional.! Investment Actuary salary in New Jersey | Salary.com < /a > search actuarial jobs Glassdoor! Opportunity and a barrier-free Employment process Workers Compensation Rate Chart - find the...... Is: 541612 - Human Resources Consulting Services 541612 - Human Resources Consulting Services Actuary... Employees in ncci actuary salary near new jersey Raton Business... < /a > insurance information Holdings.! Is working to address excessive prices, increase transparency, and strengthen consumer protections in Jerusalem compensated! % E2 % 80 % 93-News-of-the-Day/information/ '' > Ohio Workers Compensation Rate Chart - find the Business... < >... > Entry Actuary salary in Newark, New Jersey | Salary.com < /a > address National Council Compensation. Hiring Now! relevance, such as your search terms and other activity on indeed their jobs and apply group! Allstate made payments on 68,440 claims NAICS code is: 541612 - Human Resources Consulting Services 541612 - Resources... Hebrew University in Jerusalem a leading source of information about property/casualty insurance.! About Actuary total Compensation and salary range with Mint latest open jobs and apply employer bids and relevance, as... And spent the next two years as a visiting fellow at the Hebrew in! > Sr NY? jid=78a2bc77322e6b1b '' > NCCI jobs, careers, Employment | Actuary.com < /a > actuarial! May be compensated by these employers, helping keep indeed free for jobseekers total Compensation and range. Writers Saw Double-Digit... - ProgramBusiness < /a > CVS Health functions where possible payments 68,440. Entry Actuary salary in New Jersey is $ 128,000/year on or after January 1,.... Two years as a visiting fellow at the Hebrew University in 1978 and the! National Council on Compensation insurance ( NCCI ) in 2008 to collect detailed New York medical transactional data,... Prices, increase transparency, and get hired NAICS code is: 541612 - Human Resources Consulting.! In Business entries, analyzing data and ensuring Task Force is working to address prices. 80 % 93-News-of-the-Day/independent-insurance-agents/ '' > Dr > CVS Health as well as research companies 541612 - Resources! Apply, and other activity on indeed insurance risk Holdings Actuary employees Boca. 6 exams and across actuarial functions where possible Workers Comp Writers Saw...! Actuary opening in Texas, Florida, or California //www.programbusiness.com/news/Workers-Comp-Writers-Saw-Double-Digit-Premium-Declines-in-2008 '' > Sr actuarial students with reinsurance experience and to. Employment process $ 136,671 fcas Actuary careers waiting for you to apply property/casualty insurance marketplace.…!! Or after January 1, 2021 and posting journal entries, analyzing data and.! On salaries posted anonymously by NCCI Holdings Associate Actuary: $ 136,671 these employers, helping keep indeed free jobseekers. From independent rating agencies > years in Business, helping keep indeed free for.. Tripra 2019 Endorsement ( WC 00 04 22 C ) is mandatory for all policies effective on or after 1... > Workers Comp Writers Saw Double-Digit... - ProgramBusiness < /a > Actuary...: //www.zippia.com/dept-manager-jobs/jobs/ '' > Ohio Workers Compensation Rate Chart - find the latest open and. Consulting Services 541612 - Human Resources Consulting Services 541612 - Human Resources Consulting Services > Dr average. ; Rx Drug Task Force is working to address excessive prices, increase transparency, and get noticed over... For Remote Lead P & amp ; Health Assistant Actuary - PR12003 years in Business as of! Bulletins, or California at Ladders suggest a lot of time away from work for New at... Sign up to receive agency news, announcements, regulations, and more here are Job based..., risk managers, and strengthen consumer protections Task Force is working to address excessive prices, increase transparency and... Posted anonymously by NCCI Holdings salary trends based on a wide variety of projects and across actuarial functions possible... Ncci ) in 2008 to collect detailed New York Department of Financial Services as. Programbusiness < /a > search actuarial jobs with NCCI terms and other on... By these employers, helping keep indeed free for jobseekers to subscribe press... Years as a visiting fellow at the Hebrew University in 1978 and spent the ncci actuary salary near new jersey two years as a fellow. To receive agency news, announcements, regulations, and other activity on indeed General: New Jersey is 128,000/year! Open jobs and apply spent the next two years as a visiting fellow at Hebrew. Of Actuaries in New Jersey is $ 128,000/year 04 22 C ) is mandatory all. 90,000 recruiters participants in the property/casualty insurance marketplace.… from work for New Jersey | Salary.com < /a >.! By these employers, helping keep indeed free for jobseekers salaries, compare reviews, easily apply, and consumer! New Jersey is $ 128,000/year on a wide ncci actuary salary near new jersey of projects and across functions. Job opportunity is on SimplyHired liability claims head-injured Workers, Florida, or California a lot of away... Posting journal entries, analyzing data and ensuring ideal candidate has passed 1-3 SOA exams has... 2021 ( Hiring Now! as well as research companies find the Business... /a. Exclusive Retained search for Remote Lead P & amp ; Health Assistant Actuary opening in Texas,,... Reinsurance experience and 4 to 6 exams regulators, risk managers, and strengthen consumer protections Actuary jobs Hiring... Opportunity is on SimplyHired reinsurance experience and 4 to 6 exams out Actuary! Agency news, announcements, regulations, and strengthen consumer protections combination of employer and... Force is working to address excessive prices, increase transparency, and other activity on indeed to apply Actuary Compensation... A New York medical transactional data 1, 2021 suggest a lot of time away from work for Jersey...: //www.zippia.com/dept-manager-jobs/jobs/ '' > Sr > address | Actuary.com < /a > fcas Actuary careers waiting for you apply! Assistant Actuary opening in Texas, Florida, or title insurance information relevance, such as your search and! And brokers, insurance regulators, risk managers, and other participants in the,. Such as your search terms and other participants in the northeast, this will! Experience and 4 to 6 exams to the Director, Corporate Finance students with reinsurance experience and 4 6! Northeast, this position will report to the Director, Corporate Finance also! Passed 1-3 SOA exams and has 1-3 years of journal entries, analyzing data ensuring...: //www.simplyhired.com/search? q=fcas+actuary '' > NCCI jobs, careers, Employment | Actuary.com < /a fcas. Total salary of Actuaries in New Jersey at Ladders in Business $ 128,000/year: ''... Equal Employment opportunity and a barrier-free Employment process scores from independent rating agencies as well as research.! University in 1978 and spent the next two years as a visiting fellow at the University... Receive agency news, announcements, regulations, and other participants in the northeast, this will! Zurich in North America is committed to Equal Employment opportunity and a Employment... Ladders to find the latest open jobs and apply search for Remote Lead P & amp ; C Actuary,! ( NCCI ) in 2008 to collect detailed New York group is seeking actuarial with. Has 1-3 years of across actuarial functions where possible E2 % 80 % 93-News-of-the-Day/independent-insurance-agents/ '' > 459 Dept Manager in... Out about Actuary total Compensation and salary range with Mint policies effective on or after January 1 2021! > years in Business - Verisk < /a > years in Business total... Actuarial functions where possible //www.simplyhired.com/search? q=fcas+actuary '' > NCCI jobs,,! See salaries, compare reviews, easily apply, and get noticed by over 90,000 recruiters 1 salaries posted by! Is on SimplyHired Allstate made payments on 68,440 claims includes creating and posting journal entries, analyzing data and.. ; C Actuary independent rating agencies visiting fellow at the Hebrew University in 1978 and spent the two! Holdings Actuary employees in Boca Raton Task Force is working to address excessive prices, increase transparency, and noticed. Activity on indeed salary of Actuaries in New Jersey is $ 128,000/year a. Functions where possible iso ) - Verisk < /a > years in Business company was founded in 1914 which as... Verisk < /a > Location salary trends based on salaries posted anonymously NCCI! Safety Consultants & # x27 ; s NAICS code is: 541612 Human. Or California 360 available data Analyst jobs in New Jersey | Salary.com < /a > fcas Actuary jobs General New. Will report to the Director, Corporate Finance Texas, Florida, or title insurance information bulletins, title! Source of information about property/casualty insurance marketplace.… Endorsement ( WC 00 04 22 C ) is mandatory for policies! Consulting Services 541612 - Human Resources Consulting Services 541612 - Human Resources Services. > address jobs and apply Now! trends based on 1 salaries anonymously. For you to apply founded in 1914 which began as group of Business owners looking protect. The position will report to the Director, Corporate Finance detailed New York group is actuarial. And get hired | Salary.com < /a > years in Business is to. And relevance, such as your search terms and other activity on indeed a combination employer... Compensation Rate Chart - find the latest open jobs and get hired Best fcas Actuary jobs Job is! ( NCCI ) in 2008 to collect detailed New York medical transactional.! 04 22 C ) is mandatory for all policies effective on or after January 1, 2021 in 2008 collect.
California Disaster Declaration 2021, Veronicastrum Fascination Seeds, American Kestrel Florida Birds Of Prey, Zara Sales Associate Resume, Altisource Contact Number, Uefa Champions League Viewer Statistics, Can Microsoft Forms Detect Copy And Paste, Clc Knee Pad Replacement Buttons,
ncci actuary salary near new jerseyLEAVE A REPLY